Auto insurance attorney Florida

Auto insurance attorney Florida

Unfortunately, driving is one of many experiences where the actions of others can have a significant impact on you and those around you. A person’s actions, whether intentional or not, can result in huge medical bills, many days of absence, and serious injury.

A qualified Florida Kogan & DiSalvo accident attorney can help you recover the damage and hold negligent drivers accountable for your actions. By working with our personal injury attorneys, you can greatly increase your chances of getting proper compensation and a low-cost settlement for your case. Call our office today to discuss a car accident damage claim.

Who should review my car accident claim?

How long do I have to report a car accident?
The extent of a person’s injury does not affect how long the injured party must seek compensation. In general, most Florida personal injury claims must comply with the statute of limitations under Florida law.

Under Florida Statute 95.11, with a few exceptions, a negligence claim must be filed in court within four years of the date of infringement. Since in most motor vehicle accidents the defendant is accused of negligence, this means that the plaintiff has four years after the collision to request payment. The same period applies to both cases where litigation is sought and cases where payment is required under the agreement. A Florida attorney at Kogan & DiSalvo can ensure that a car accident claim meets all statutory deadlines.

case results

What to do if there is no police report?
In certain situations, those involved in an accident should call the police, who will then report the accident. Conditions that require a police response may include:

personal injury or death

If a driver is involved, he flees from the scene
When the driver is drunk
if a commercial vehicle is involved in an accident;
When one or more of the vehicles involved have to be pulled from the scene
If the police react to a crime scene, they can document and report the necessary information. If the police do not go to the scene, but the accidental damage exceeds $ 500, the victim must file a complaint himself. You must do this at the relevant police station in charge of the accident scene. One can report an accident online or in person to the appropriate department.

If the accident is minor and does not cause serious damage, no one is legally required to report the incident. However, it is still recommended that each victim make a report so that the details of the incident are well documented.

When filing a police report, you need to consider several things such as B. The place and time of the accident, description of the vehicles involved, insurance information of each person involved and their contact details, and witnesses to the incident.

What not to say to the insurance company

When contacting an insurance company after a car accident, it’s good to know what to say, but it’s also important to know which claims to avoid. Be aware that the goals of the insurer and the plaintiff are not always aligned. Victims should defend themselves by not saying more than necessary. By contacting one of our accident attorneys for assistance, you can ensure that someone is not saying anything that could jeopardize their claim.

First, it is best to wait until everyone who needs medical care has received it and submitted all necessary reports before contacting the insurance company. Calling immediately after an accident, when you may be in shock or still emotionally affected by the crash, can make it difficult to concentrate and provide information that could reduce the value of your case.

Second, don’t plead guilty or apologize when talking to someone at a crime scene or with an insurance company. Defects are determined by expert opinion and between insurance companies. When you are involved in a car accident, it is difficult to understand how it actually happened. So leave the work to those investigating litigation. Likewise, those involved in a collision must not explain their injuries or state that they have suffered nothing. Injuries and pain can occur several days after an accident, so it’s important not to make any health claims until you’re absolutely certain that there are no permanent injuries.

Avoid unsafe statements or opinions. If you don’t know the answer to a question, don’t answer or just say “I don’t know.” It may be helpful to seek advice from Kogan & DiSalvo before answering questions from the insurance company if there is any doubt or confusion about the procedures and questions.

Damage after a collision with a motor vehicle
Defendants in a car accident are required to pay reasonable compensation for all injuries and damages resulting from their negligence. The defendant must pay full damages regardless of his intention not to cause damage.

Aggrieved plaintiffs must explain how the defendant’s negligence affected their lives. The most obvious impact is the need for medical care. Physical injuries such as fractures, joint fractures, spinal cord injuries, or traumatic brain injuries are common consequences of car accidents. The guilty defendant must make payments to cover the costs of necessary medical treatment related to this injury, both immediately after the incident and in the future.

However, some car accidents also affect people in ways that go beyond physical injury. Most physical injuries involve significant pain and suffering. Whether it is pain from the direct impact or suffering suffered during recovery, the defendant must compensate for this loss of quality of life. Many accidents can also leave a person with severe emotional trauma, which can lead to nightmares, the inability to return to the car, or post-traumatic stress disorder. The plaintiff should seek to value the loss in dollars to claim adequate compensation in the claim.

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